Blog to manage all the reasons for debt e.g. credit card, medical and health care bills, job loss and unemployment, personal loans, divorce and marriage failure, death of family member, poor money management and poor financial planning, gambling addiction and shopping addiction.There is a lot of talk these days of secured and unsecured debt, but do you know the difference? There are also a lot of ads for secured loans and unsecured loans. There are advantages and disadvantages to both and some things that you should avoid when it comes to secured loans.